Our Businesses

Lendworth Financial is a licensed mortgage brokerage in Ontario and serves as the Group’s primary origination platform, sourcing high-quality mortgage opportunities for our private lending operations.

We specialize in equity-based first and second mortgages designed for homeowners, real estate investors, and business owners who require flexible alternatives outside traditional bank requirements.

Through a disciplined underwriting approach and an efficient, borrower-friendly process, Lendworth Financial delivers:

• Equity-focused lending solutions for clients with non-traditional income, bruised credit, or unique financial circumstances

• Fast, transparent approvals for time-sensitive purchases, refinances, and debt consolidation

• Broad geographic coverage across the Greater Toronto Area and markets throughout Ontario

Our mandate is to originate strong, well-structured mortgage opportunities while bridging the gap between borrower needs and responsible private capital.

Lendworth Mortgage Investment Corporation (MIC) is the Group’s dedicated in-house lending vehicle, built to deliver stable, income-focused returns through a balanced portfolio of carefully underwritten residential and commercial mortgages.

Our strategy is grounded in disciplined credit practices, conservative loan-to-value ratios, and a steadfast commitment to preserving investor capital while generating consistent performance.

Key objectives include:

• Delivering dependable monthly yields through secured, equity-based mortgage investments

• Maintaining a diversified portfolio across property types, locations, and borrower profiles

• Upholding rigorous underwriting, renewal discipline, and ongoing portfolio monitoring to ensure long-term stability

The Lendworth MIC reflects our core philosophy: prudent deployment of capital, sustainable growth, and strong governance to support investors as they flourish over time.

Lendworth Asset Management is the Group’s licensed mortgage administrator in Ontario, responsible for the active management of our mortgage portfolio and the stewardship of shareholder capital.

The division integrates portfolio administration, investor reporting, compliance, and operational oversight to ensure all lending and investment activities are executed with discipline and transparency.

Core responsibilities include:

• Structuring, administering, and managing mortgage investment strategies

• Maintaining full regulatory compliance, audit readiness, and reporting standards

• Overseeing capital deployment, capital-raising activities, and investor communications

• Implementing governance frameworks that strengthen accountability and protect investor interests

Lendworth Asset Management provides the institutional backbone of the Group—supporting consistent performance, prudent risk management, and long-term value creation for investors.

Lendworth USA is the Lendworth Group’s licensed mortgage brokerage platform in the United States, established to originate and structure private and alternative mortgage solutions across select U.S. real estate markets.

Built on the same underwriting discipline, compliance culture, and client-first principles that define Lendworth in Canada, Lendworth USA acts as an independent intermediary—connecting qualified borrowers with institutional, private, and alternative capital sources where traditional bank financing falls short.

The platform is focused on:

• Originating and structuring short-term bridge, private, and equity-based mortgage solutions in high-demand U.S. markets with strong economic fundamentals

• Serving borrowers underserved by conventional lenders, including real estate investors, entrepreneurs, self-employed individuals, and complex-income clients

• Operating under a fully compliant, institutional-grade brokerage and regulatory framework, aligned with U.S. state and federal oversight requirements

• Facilitating cross-border private credit opportunities by responsibly matching capital with U.S. real estate assets through licensed, transparent brokerage processes

Lendworth USA reflects the core values of the Lendworth Group—integrity, disciplined risk management, transparent governance, and long-term partnership—while maintaining a clear separation between brokerage services and lending capital.

Further details regarding market rollout, licensing milestones, and product availability will be released as the platform continues to develop.

Lendworth Group continues to expand its footprint across lending, real estate, and vertically aligned service platforms that strengthen our value chain and enhance long-term growth.

In addition to our core lending and asset-management businesses, the Group is actively developing complementary divisions that broaden our capabilities and support a fully integrated real estate and credit ecosystem.

Planned and emerging platforms include:

Lendworth Realty

Our dedicated real estate brokerage and property management company, providing acquisition, leasing, and full-service asset oversight for residential and commercial properties.

Lendworth Real Estate Investment Trust

A real estate investment vehicle focused on acquiring and managing income-producing properties, offering investors long-term value creation through stable cash flow, disciplined acquisition strategies, and active asset management.

Construction, Warranty & Development Entities

New operating companies designed to support:

• New home warranty compliance

• General contracting and design-build execution

• Project and development management for residential and commercial assets

These divisions reinforce the Group’s ability to oversee real estate projects from concept to completion while maintaining quality, accountability, and regulatory adherence.

Together with ongoing evaluation of U.S. market expansion, institutional funding programs, specialty credit vehicles, and technology-enhanced underwriting systems, these initiatives reflect Lendworth Group’s commitment to building a diversified, resilient, and scalable organization.

Our forward-looking development strategy ensures we can adapt to evolving borrower and investor needs while expanding into areas that strengthen our platform for the long term.